In any situation in life, there exists many possible ways in which to make a mistake. My son has a favorite saying when trying anything new: If you can't make a mistake, you can't make anything. Any lawyer that has tried a case to a jury knows that mistakes are part of the landscape. The key is to avoid the big mistakes and limit the mistakes to situations where the mistakes can be fixed. Here are five common mistakes accident victims make that hurt their cases and can and should be avoided:

#1 Thinking the insurance company and their investigators, adjusters, and lawyers are on your side and looking out for you best interest. Wrong!! Many honest Missourians project their sensibilities onto those in the insurance business. Not that I am bashing the insurance industry on this point. The insurance companies have a clear mission: MAKE MONEY! The truth is, insurance companies want to limit your financial recovery and try to keep you from hiring a lawyer. Why? Simply put, to save themselves money. They know if you get a lawyer you are more likely to get full compensation for your injuries and that you will end up with more money in your pocket than if you did not hire a lawyer. Remember this: Insurance companies make more money when they pay you less money.

#2 Putting off seeking the advice of an experienced personal injury lawyer is another mistake. My law firm will give you advice regardless of whether we take or case. By seeking a consultation the attorney/client relationship is formed and we look out for you and your family whether you hire us, another attorney or go at it alone. It is better to talk with a lawyer and not hire one, then to seek no advice and stumble through your one chance to obtain some kind of justice.

#3 Not getting necessary and needed treatment for your injuries. I have heard many reasons why people who are really injured in an accident don’t get medical treatment and I understand the financial burden and time constraints. Maybe you can’t afford it, maybe you don’t have time to get to the doctor’s office, but not getting treatment prevents you from healing and that hurts your family more in the long run.
Not getting appropriate treatment also hurts your case. Insurance companies often argue that if you did not get treatment you must not have been hurt. Please go to your doctor and discuss the full details of your injuries.

#4 Not telling your doctor about all of your medical problems. Doctors are like lawyers in many ways in that they need all the information available to make the best decisions to help you. I would never advice my clients to keep information from me, their lawyer. Accordingly, I advise my clients to tell all to their doctors and other health care providers.

#5 Giving a recorded or informal statement, signing a release or allowing the insurance company to get your medical records and bills without FIRST consulting with a lawyer. Many insurance companies will tell you that you must give them a recorded statement or they will not be able to settle your case. This is SIMPLY FALSE. The insurance company for the driver that hit you has no right to a recorded statement and is only trying to get your statement so that they can use it to serve their best interest and remember what that is: to pay you less so they can keep more!

Contact David Payne Attorney for more advice on how to handle your accident claim and protect your rights.

I look forward to hearing from you!

If you are from out-of-state and get injured in Missouri, finding a personal injury attorney in Missouri to help can be tough. By calling David A. Payne and reviewing the material on this blog and at mo-injurylaw.com, the task of finding and hiring an experienced lawyer can be easier than initially thought.

BRANSON MISSSOURI ~ TABLE ROCK LAKE AREA ~ ACCIDENTS & INJURIES

David Payne is experienced in most injury cases and will offer a free, no-obligation consultation to anyone injured in Missouri, whether in a car accident or other injury. Don't wait to call, if you have been injured the insurance companies are already working to build evidence to limit you recovery, if not deny you claim altogether.

In Missouri, there are hundreds of situations where negligence exists and the law allows for a financial recovery for those who have been injured.

There are too many instances and examples to list within the context of this blog. If you or a family member have been injured in Missouri, you need an experienced and zealous attorney to help evaluate your claim to see if you have a potential matter that will allow a money recovery for your losses.

Almost all property owners and business operators have liability insurance to cover injuries for which they are responsible. Liability insurance is a very broad insurance policy that will often apply for a number of instances and allows injured parties to recover for their damages. If you or a loved one has been injured as a result of someone else's negligence, please give me call today and let me help. Almost all cases I take are done on a No-Win, No-Fee basis. There will be no cost unless you recover.

You need help -- I have the experience and ability to help you recover in many different instances where negligence has resulted in injuries.

Please give me a call at (417) 847-7516 or contact me online and I will give you a free consultation and see if I can help.

I look forward to speaking from you.

You’ve made the right first step by looking to get advice from an experienced injury attorney. Getting good advice upfront will serve you well. David A. Payne is an attorney that can take care of virtually every aspect of your case. Please call now to get the help you need.

"David Payne is a lawyer that will fight for his clients & advocate for the injured!"

How much will it cost me to proceed with my claim if I hire a lawyer through mo-injurylaw.com?

If there is no money recovery, then you pay nothing. However, think about the cost of not hiring an experienced attorney and being re-victimized by the insurance company!

How much is a lawyer going to charge?

In all personal injury cases, David Payne Attorney will charge a contingency fee; a percentage of the recovery from the insurance company or other party responsible for you loss (typically 1/3). Fees vary depending on whether the case settles prior to lawsuit, or if a lawsuit must be filed. If you do not get a recovery, we do not collect any fees or costs.

Why would I need to file a lawsuit?

Any case where the insurance company does not offer adequate compensation to pay for your injuries and a "cost/benefit" analysts shows a greater likelihood of return by filing a lawsuit is a situation where a lawsuit should be considered. Each client has the sole and absolute discretion on whether to file a lawsuit.

If the insurance company makes an offer that is unacceptable to you, the only other remedy is to file a lawsuit and proceed. Again, the choice of filing the lawsuit rests with you.

In Missouri, as with most states, family members (spouses, children, parents & sometimes siblings) are able to recover money from an individual, insurance company or corporation that is determined legally liable for a loved one's death.

The value of any wrongful death claim will vary greatly depending on the specific facts of each particular case. With that said, Missouri courts and juries have a history of placing high value on human life.

To best position your family towards a successful wrongful death claim, you will need more than the compassion of the party at fault and more than the compassion of the insurance adjuster handling the claim. Your family will need the experience, knowledge and passion of a personal injury attorney with the resources available to maximize your recover and compensation.

Please contact me to help advise you should you believe you have a wrongful death claim. Contact me online or call me today at (417) 847-7516.

You need help, and I have experience helping people get maximum recovery for their wrongful death claim.

Please call for a free/no-cost consultation. I will handle your wrongful death claim on a contingency fee basis. Should you not get any recovery, I won't get any attorney fees.

These dangerous side effects include:

Blood Clots
Strokes
Heart Attacks
Myocardial Infarction
Cerebrovascular Accidents
Pulmonary Embolism
Death

If you have already experienced some of these side effects contact the lawyers of Cardin & Payne for a free and prompt case evaluation.

Below is an informative VIDEO from a Texas attorney seeking cases. However, if you wonder if you have a claim and are from Missouri, you can call a Missouri attorney, David Payne, to find out more.

NuvaRing Lawyer Missouri

Ortho Evra Attorney Missouri

Call David Payne now should you feel as though you need advice. All phone consultations are free and confidential!!

Side effects include KIDNEY FAILURE, RENIAL DAMAGE, & STROKE!!

Below is an informative video advertisement from an attorney in Seattle, Washington. You need not call the Seattle attorney if you are a Missouri resident. There is an attorney closer to home to handle you case--call DAVID A. PAYNE now to discuss your TRASYLOL case!!

I hope you find this video informative and give me a call if you have questions.

Monett Car Injury Attorney

In order to get maximize recovery from the insurance company following you car accident you will need documentation! The insurance claim business requires properly and fully documenting your financial loss. To the insurance companies, they don't care about your injuries if you fail to properly document what the injuries are and document them in a way in which they can process them.

Your claim will be denied or your recovery will be incomplete, unless you know what makes the insurance companies stand up and take notice. As a Southwest Missouri personal injury lawyer, I have experience in handling claims and insurance lawsuits in order to obtain maximum recovery and seeing that the insurance companies are provided with proper documentations regarding my client's financial losses.

There will often times be several different insurance policies which apply which the insurance adjuster won't tell you about. Uninsured insurance coverage, underinsured insurance coverage, medical payments coverage and umbrella policies exist in many instances and can be found and revealed by an experienced automobile insurance claims attorney.

Of course, if the insurance company fails to offer a satisfactorily settlement for you, I will file a lawsuit aimed at holding the insurance company fully accountable for your losses. I have experience in fighting insurance companies where other attorneys and insurance adjusters have said "NO!"

You need help to get back to normal -- I have experience in representing clients who have been injured and are dealing with trying to recover from injuries. Do not be fooled by claims adjusters who project to be on your side!

Don't be fooled, insurance adjusters are hired by the insurance companies to minimize the insurance company's financial liability and most adjuster are very good at their job.

You need to hire an experienced personal injury attorney whose job it is to see that you get maximum recovery from the insurance companies.

I look forward to hearing from you and discussing whether I can help.

"David Payne is a trusted advisor & advocate for injured Ozarkers & their families"

Cardin & Payne Law Firm has been contacted by several patients who suffered kidney failure & strokes after open-heart surgery and wonder whether if their problems are related to having being administered Trasylol.

We are currently representing a number of people in cases involving kidney failure and other side effects. My firm is available to represent patients and their families in Trasylol kidney failure cases. Please contact David Payne if you or a loved one experienced the following:

-Had no previous history or findings associated with kidney problems
-Received Trasylol (if you don't know, we can find out for you)
-Shortly thereafter were found to have kidney damage
-Now have permanent kidney damage

Too many patients may have died due to Trasylol kidney failure. In those cases, we would represent the family of the patient and seek compensation for their loss.

Trasylol Kidney Failure (Aprotinin Kidney Failure): Study Monitored Heart Bypass Patients Given Trasylol (Aprotinin)

An article in the January 2006 issue of the New England Journal of Medicine reported on a study of 4374 heart bypass patients. 1,295 of these were administered Trasylol (aprotinin). The study found that the patients who received Trasylol (aprotinin) had significant, adverse health consequences, including the following:

-A greater death rate than the other patients in the study who were not given Trasylol (aprotinin)

-Double the risk of kidney failure (renal failure) requiring dialysis

-48% increase in the risk of myocardial infarction (heart attack)

-109% increase in the risk of heart failure

-181% increase in the risk of stroke

The study also found evidence of multi-organ damage involving the heart, brain, and kidneys. the findings of this and other Trasylol research has prompted the FDA to suspend marketing of Trasylol which results in essentially a Trasylol recall.

At the very core of our society, it the belief that government is intrinsically in need of being restrained in order to protect rights of our citizens--the belief is these rights are inherent and are God given. To that end, civil rights violations are allowed to be pursued in our civil courts to allow a remedy against the government.

"David Payne is a Missouri Civil Rights lawyer with experience and will offer a free consultation with no obligation to anyone with a civil rights question. Confidentially is assured to all callers"

The U.S. Constitution and the constitution for Missouri sets forth specific civil rights that shall not be infringed. Both federal and state laws state that when these rights have been denied, then the injured party shall be able to file a lawsuit to recover money damages. In many instances, the injured party may be able to get their attorney's fees paid for by the government.

Fundamental rights and liberties include the freedom of religion, freedom of speech, the right to procedural due process, and the right to be free from unreasonable searches and seizures. However, merely because you have been treated unfairly does not necessarily lead to the conclusion that you have had your civil rights violated. You will need an experienced civil rights attorney to help evaluate your specific situation and advise you.

Police shootings, accidents after a police chase, false imprisonment and other injuries stemming from involvement with law enforcement officers are common cases in which some one's civil liberties have been violated and in which an attorney can assist in seeking justice.

Civil rights violations are a specifically complicated area of the law in which you will need an experienced civil rights attorney to advise you and evaluate your claim.

If you have questions and are in need of help, I have the experience and passion to help you maximize your recovery from your civil rights claim. Contact me by email or better yet call me today at (417) 847-7516.

I look forward to hearing from you and working on your Civil Rights case.

"Every citizen should be a soldier. This was the case with the Greeks and Romans, and must be that of every free state." ~Thomas Jefferson

The FDA announced on November 11, 2005 that the Ortho Evra contraceptive patch exposes millions of women who use the patch to levels of estrogen far higher than most daily birth control pills. The FDA also approved updated labeling for the Ortho Evra contraceptive patch to further warn healthcare providers and patients about the increased risk.

These side effects include:

Blood Clots
Strokes
Heart Attacks
Myocardial Infarction
Cerebrovascular Accidents
Pulmonary Embolism
Death

If you have already experienced some of these side effects contact the lawyers of Cardin & Payne for a free and prompt case evaluation.

NuvaRing Lawyer Missouri

Ortho Evra Attorney Missouri

Call David Payne now should you feel as though you need advice. All phone consultations are free and confidential!!

Have you or a loved one suffered any of the side effects while taking the Nuva Ring or Ortho Evra? If so, contact an experienced lawyer to discuss whether you may have a case!

If you have been injured in an accident and are considering whether to accept the insurance company's settlement offer or hire an attorney and sue for more money, you have come to the right place. David Payne of Cardin & Payne Law Firm is a personal injury trial law firm in Missouri that can help!

After you have browsed my Web site, give me (David Payne) a call. I want discuss your problems related to your injury and answer your questions.

"David Payne is an experienced injury lawyer who can help in your accident case in Missouri."

One simply telephone call may ease concerns and fears associated with your injury case. It can certainly provide me the opportunity to answer many of the questions you have about your legal rights. My firm DOES NOT charge for consultations, whether by telephone or in person. My firm only represents injured people on a contingent fee basis, which means you will not pay attorneys' fees unless you win.

An injury accident lawsuit can raise many questions: Who is at fault? What about my medical bills and my lost wages? How do the insurance issues apply? My firm's role will be to build the best possible case to help ensure your legal concerns are properly addressed.

Your telephone calls will be returned promptly and you will be kept up to date on the status of your case.

Car accidents and injuries change the dynamics of life for those fighting to recover and dealing with the inevitable financial hardships stemming from all that goes with injuries. By hiring a professional legal advisor, your attorney can bear much of the burden associated with dealing with the insurance companies. Your lawyer can serve as a trusted advisor and ease the stress bearing down on your shoulders from the weight of all that must be accomplished.

Lawyer for Car Accidents & Injury Cases in Southwest Missouri

A common thought is: I can't afford a lawyer. Yes, you can. All of my consultations are free and if I don't take a case then all that is lost is the time invested in meeting with each other.

My name is David Payne -- please give me a call and I will discuss your case and answer questions about your case that you've been wondering about.

If you cannot afford medical treatment, I may be able to assist you in finding medical care providers that will treat your injuries. Based upon a lien the provider would have on your eventual financial recovery from the insurance company, they would treat you with no payment up front. Such an agreement would help guarantee you getting the full medical attention you deserve and avoid bills from piling up and going into collection status--what a stress relief this can be.

If you are in a car accident, please call an experienced attorney promptly. Contact me online or call me today at (417) 847-7516 and I will give you a free consultation and explanation of your legal rights.

I look forward to hearing from you and discussing your case. Every call will be personally, professionally, & promptly handled by me.

Call Cardin & Payne now or fill out our on-line form to see if we can help you sort out whether you have a Trayslol matter worth pursuing

Below is a commercial from another law firm from another state trying to attract clients injured from Trasylol, I hope this information is helpful. If you don't call me or my law firm, please call and get some advice now that will help you and your family.

"David Payne handles injury cases in Southwest Missouri and will give anyone injured in an accident a FREE consultation with no obligation"

Advocating For Those Injured In Missouri & The Ozarks ~ Cassville, Monett, Aurora, Mt. Vernon, Barry County, Lawernce County ~ NO FEE UNLESS YOU WIN

From my standpoint as a plaintiff's personal injury lawyer, deposition goal #1: DO NO HARM. The greatest harm a client can do to a case is to get caught in a lie and most times I find that "lies" are not malicious but rather accidental. A smart insurance company lawyer will turn an innocent failure to recall into an ultimate test for the client's credibility (i.e. "If they lie about one thing, is there anything they won't lie about). Any case that gets evaluated by an insurance adjuster or Missouri jury will ultimately rest on the client's credibility. The lawyer's credibility is second fiddle to that of the client. The importance of the lawyer's credibility/likability is a distant second to the importance to that of our client.

How can a good lawyer address this issue and solve the problem? Obviously, a good lawyer spends time before the deposition discussing the issue with the client, explaining in very direct terms that: 1) prior medical history or claims history will be uncovered by any competent defense attorney with access to a computer and/or the medical records; 2) guessing will be twisted by the defense attorney to attempt to show a lie; and 3) "I don't know" and "I can't remember" are perfectly good answers when that is the true response.

A good approach is to have clients fill out a claims index so their lawyer can have access to the exact same information as the insurance company. American Insurance Services Group (AISG) is a good company to use but there are others that do the same thing for the same price. For $25, a lawyer can get a full claims history for your client, putting the personal injury lawyer on par with the insurance company in terms of information about prior accidents and claims.

"A lawyer's time and advice are his stock in trade."