Missouri Injury Attorney Blog

~David Payne is only a phone call or an email away by visiting mo-injurylaw.com. David Payne is an experienced lawyer who handles car accident and personal injury cases all over the Ozarks including Springfield, Branson, Monett, Joplin, Nixa, Ozark, Republic, Mt. Vernon, Aurora, Neosho~

How do I hire David Payne to represent me?

In Missouri, under what circumstance am I able to recover damages as a result of an accident?

To get money as a result of an accident, you must have suffered an injury to your person (body)or property as the result of someone else's negligence. In other words, the person or company who caused the harm must be at fault for your injuries.

If I was injured due to the fault of someone else, how are my money damages calculated?

There three primary categories: medical bills, lost wages, and pain and suffering (almost always the largest component). In cases where an injury is such the injured person must be retrained for a new job, the costs associated with the retraining are also recoverable. You will also be compensated for an permamant injury and any known future medical cost. This money is intended to restore your loss and is not taxable.

What is meant by personal injury? What kind of cases does this include?

"Personal injury" is a broad term that means any kind of accident that leads to bodily injury. David A. Payne is a personal injury attorney. I am a lawyer who represents personal injury clients who have suffered a serious injury in an auto accident, motorcycle accident, truck accident, or as the result of other injuries or circumstances where a money recovery is needed provide some form of justice. By dealing with these specific types of personal injury cases, it allows me experience in knowing the nuances of the laws governing personal injury cases and motor vehicle insurance in Missouri.

What are some vehicle insurance policies that provide coverage in addition to simple liability coverage? What is meant by uninsured/underinsured motorist coverage and do I have these coverages?

In Missouri, uninsured/underinsured motorist coverage applies in two general situations: (1) Uninsured: the at-fault driver has no liability insurance, and (2) Underinsured: where the at-fault driver has insufficient liability insurance policy limits.
Uninsured/underinsured motorist coverage is insurance coverage that covers your accident just as your liability insurance provides compensation for the people that you might injure through your driving. This coverage might also extends to family members who live with you and/or to anyone injured in your vehicle.